Personal CFO - Blue River Capital Management

Quarterly Newsletter Q3.2025

To see our quarterly newsletter for Q3 2025, click here

Publicly traded equities and their associated funds are highly liquid instruments, usually turned into cash within a day or two. Private equity and credit funds often are not. In fact, many are subject to “lockups” or redemption restrictions, which can tie up investor money for years, even if they want out.

PE Democratization Part 3

Most assets traded on major stock exchanges are highly liquid and the value they can be bought and sold for is clear. In the private equity world, that is not the case. Sometimes buyers and sellers of private companies/debt can diverge in their assessments of what their investments are worth, and this divergence can lead to some suspicious return calculations.

PE Democratization Part 2

Investors need to be cautious jumping into the latest and greatest funds pushed by Wall Street. Oftentimes, there are perverse incentives for fund managers to put new money to work instead of making disciplined investments.

PE Democratization Part 1

Private equity investments have typically been only available to “sophisticated” investors. New regulations are changing that. Our first in a multi-part post where we discuss the risks inherent in adding private equity to investment portfolios.

Quarterly Newsletter Q2.2025

To see our quarterly newsletter for Q2 2025, click here

How to be a Bad Investor

In the past we have written extensively about what we think investors “should” be doing. For this blog post, we flipped that on its head and put together a list of recommendations on how to be a poor investor. If you crave high stress and poor performance, these recommendations might be right for you!

Whole vs Term Life Insurance

We come across many clients and prospects who have purchased whole life insurance policies that don’t make sense for their financial situation. Insurance agents have a conflict of interest when selling these products to their clients as they earn substantial commissions from doing so. In this post, we hope to provide an unbiased analysis of whole vs term life insurance policies.