How to be a Bad Investor
In the past we have written extensively about what we think investors “should” be doing. For this blog post, we flipped that on its head and put together a list of recommendations on how to be a poor investor. If you crave high stress and poor performance, these recommendations might be right for you!
Asset Geography Pitfalls
Many financial planners will advise that certain asset classes should be held in certain account types, depending on the tax treatment of the asset class in question. For example, often we find planners advocating for fixed income securities to be held within non-taxable accounts like IRAs or Roth IRAs because the interest payments will be shielded from income tax while stocks, particularly non-dividend paying stocks, should be held in taxable brokerage accounts. In theory, this works well, but sometimes real world constraints can present problems with this methodology.
Roth Conversion Considerations
In some circumstances, converting Traditional IRAs to Roth IRAs can help lower overall taxes paid.
Complications of Income Portfolios
Dividend investing is extremely popular, but should it be? We believe it is overdone.
The Excess Money Protocol
Once your income exceeds your expenses, you have an overwhelming number of options to put your savings. We developed a protocol to direct your savings to maximize your wealth.
Overview of BRCM Personal CFO
We are qualified to advise clients on issues that arise outside of the portfolios we manage. We advise on issues involving debt management, closely held businesses, concentrated stock positions, and many others.
Overview of BRCM Tax Considerations
We help clients manage their tax liabilities by actively seeking out tax losses as well as informing clients of their best options when it comes to charitable giving, RMDs and more.
